Disclaimer
Effective Date: March 1, 2025
Company: Auto Insurance Portland
Website: AutoInsurancePortland.com
At Auto Insurance Portland, your trust is important to us. This Disclaimer explains the legal limitations of our website, services, and communications. By accessing this site, submitting a request, or working with our team, you agree to the terms of this Disclaimer in full. If you do not agree, please do not use this website.
1. No Coverage is Bound Online
Submitting a quote request, form, or message through this website does not create or guarantee insurance coverage.
Coverage is only in effect when:
- A completed application is submitted,
- The carrier issues and approves a policy,
- Written confirmation of coverage is provided, and
- Required premiums or deposits are received and processed.
Until you receive official confirmation, you are not insured. Do not cancel existing coverage without written proof of new coverage.
2. Independent Agency Status
Auto Insurance Portland is a Trusted Choice® independent agency licensed in Oregon, Washington, California, Idaho, Nevada, and other applicable states. We are not owned by any insurance carrier, nor do we set rates, control underwriting, or guarantee acceptance.
All policies are subject to:
- Carrier-specific underwriting rules,
- Terms and conditions of the issuing insurer, and
- Applicable state and federal regulations.
3. No Financial, Legal, or Tax Advice
The content on this website is provided for general informational purposes only. It should not be considered financial, legal, or tax advice.
Always consult with:
- A licensed financial advisor,
- A CPA or tax professional, and/or
- An attorney
… before making decisions that impact your finances, risk management, or insurance coverage.
4. No Medical Advice
While Auto Insurance Portland may provide access to health or medical insurance plans, we do not provide medical advice.
Any health-related content:
- Is supplied directly by carriers or third-party resources,
- Has not been verified or evaluated by Auto Insurance Portland, and
- Should not be used as a substitute for professional healthcare.
Always consult a licensed physician or healthcare provider before making medical decisions.
5. No Guarantee of Approval or Pricing
Quotes provided online or by our agents are estimates only. They are subject to change based on:
- Full underwriting review,
- Driving, claims, and credit history,
- Documentation verification, and
- Carrier eligibility rules.
Insurance carriers may deny applications or adjust pricing at their sole discretion.
6. Limitation of Liability
To the fullest extent permitted by law, Auto Insurance Portland is not liable for:
- Errors or omissions on this website,
- Delays in quotes or coverage activation,
- Technical issues or outages,
- Denials of coverage by third-party carriers, or
- Damages resulting from reliance on this website or its tools.
We are not responsible for incidental, indirect, or consequential damages.
7. Third-Party Websites
Our website may contain links to external platforms, including carriers and quoting tools. Auto Insurance Portland does not:
- Control third-party content,
- Guarantee the accuracy of external information, or
- Accept liability for harm caused by outside resources.
Use of external websites is governed by their terms and privacy policies.
8. Regulatory Compliance
Auto Insurance Portland complies with all applicable state and federal regulations, including:
- Oregon Division of Financial Regulation (DFR)
- State insurance departments where licensed
- Oregon DMV & Portland Bureau of Transportation (PBOT) requirements
- Federal laws such as GLBA, CAN-SPAM, and FCRA
We only sell insurance in states where we are properly licensed.
9. Intellectual Property
All content on AutoInsurancePortland.com—including text, images, branding, and layout—is the property of Auto Insurance Portland. It may not be:
- Copied,
- Modified,
- Reproduced, or
- Distributed
… without prior written permission, except for personal, non-commercial use.
10. Accuracy of Information
We strive to keep our website accurate and up to date. However, we do not guarantee that all content is error-free or applicable to your situation. Policy terms issued by carriers always override website descriptions.
11. User Responsibilities
By using this website, you agree to:
- Provide truthful and accurate information,
- Follow all laws and regulations,
- Refrain from fraudulent or abusive use, and
- Accept responsibility for your use of tools, calculators, or decision aids.
12. Cookies & Tracking
We use cookies and analytics to:
- Enhance your browsing experience,
- Track site performance, and
- Deliver relevant content and offers.
You may disable cookies in your browser, though this may limit functionality.
13. Updates to Disclaimer
Auto Insurance Portland reserves the right to update this Disclaimer at any time. Updates will be posted here with a revised effective date. Continued use of this website signifies acceptance of the updated terms.
14. Contact Information
📧 Email: Info@AutoInsurancePortland.com
Thank you for being the best part of Auto Insurance Portland Team.
